Sayer Bin

Research & Publications – Sayer Bin Shafi
Academic Work

Research & Publications

Peer-reviewed research spanning AI, data analytics, banking, and business intelligence — including 4 IEEE conference papers published in 2025.

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Publications
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IEEE Papers
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Citations
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Published Papers

1
IEEE
ICECET 2025
AI-Powered Predictive Models for Early Detection of Business Failures in the U.S.
2025

Dipon Das Rahul; Istiaque Mahmud; MD Tariquzzaman; Samia Akter; Hasan Aqif; Faisal Yousuf Osman; Sayer Bin Shafi; Hasan Mahmud Sozib

Presents AI-powered predictive models designed to detect early signs of business failures in the U.S. market. Leverages machine learning algorithms to analyze financial indicators, operational patterns, and market signals for proactive risk identification. Published at the 5th International Conference on Electrical, Computer and Energy Technologies.

★ IEEE · ICECET 2025AI PredictionBusiness FailureMachine LearningIEEE · Conference Paper · 2025
IEEE · ICECET 2025
2
IEEE
ICECET 2025
AI-Enabled Fraud Detection and Risk Management Systems for the U.S. Financial Sector
2025

Md Tariquzzaman; Istiaque Mahmud; Dipon Das Rahul; Hasan Aqif; Samia Akter; Faisal Yousuf Osman; Sayer Bin Shafi

Develops AI-enabled fraud detection and risk management systems tailored to the U.S. financial sector. Examines how machine learning models can identify fraudulent transactions, assess credit risk, and automate compliance workflows to enhance financial institutions' resilience against emerging threats.

★ IEEE · ICECET 2025Fraud DetectionRisk ManagementFinancial AIIEEE · Conference Paper · 2025
IEEE · ICECET 2025
3
IEEE
ICECET 2025
Leveraging AI and Behavioral Analytics to Improve Financial Decision-Making in the U.S.
2025

Md Tariquzzaman; Istiaque Mahmud; Dipon Das Rahul; Hasan Aqif; Samia Akter; Faisal Yousuf Osman; Sayer Bin Shafi

Investigates how AI and behavioral analytics can improve financial decision-making for individuals and institutions in the U.S. Combines behavioral data insights with predictive AI models to identify cognitive biases, improve investment strategies, and support data-driven financial planning at scale.

★ IEEE · ICECET 2025Behavioral AnalyticsFinancial Decision-MakingAIIEEE · Conference Paper · 2025
IEEE · ICECET 2025
4
IEEE
AMICT 2025
Machine Learning for Circular Economy: Predicting Product Lifecycle and Optimizing Waste Management
2025

Mohammad Anisur Rahman; Afia Masuda Supti; Rahima Binta Bellal; Maniruzzaman Bhuiyan; Efat Ara Haque; Sayer Bin Shafi; Syeda Tabassum; Amena Hoque; Md. Shihab Hossain

Applies machine learning techniques to advance the circular economy by predicting product lifecycle stages and optimizing waste management strategies. Develops models that analyze product usage patterns, material flows, and disposal data to support sustainable manufacturing, reduce waste, and improve resource efficiency.

★ IEEE · AMICT 2025Machine LearningCircular EconomyWaste ManagementIEEE · Conference Paper · 2025
IEEE · AMICT 2025
5
Artificial Intelligence in Banking: Transforming Bank Management and Customer Experience
2024

Sayer Bin Shafi; Istiaque Mahmud; Dipon Das Rahul; Hasan Aqif; MD Tariquzzaman; Faisal Yousuf Osman; Samia Akter; Hasan Mahmud Sozib

Examines AI integration in banking through interviews with chief information officers across eight organizations. Proposes a corporate-based architecture supporting digital AI innovation to deliver personalized customer experiences while maintaining security. Covers AI fraud detection, predictive analytics, and customer service automation.

AI in BankingCustomer ExperienceFraud DetectionArticle · Dillard College of Business, MSU Texas · 2024
Peer-reviewed article
6
Quantifying the Impact of Social Network Analysis in Business Contexts: A Meta-Analysis of Consumer Behavior, Connectivity & Civic Engagement
2024

Istiaque Mahmud; Dipon Das Rahul; Hasan Aqif; Sayer Bin Shafi

A meta-analysis synthesizing 89 peer-reviewed studies (2005–2023) on how social network analysis affects consumer behavior, connectivity optimization, and civic engagement. Reveals that SNA enhances brand influence understanding, improves resource allocation, and supports CSR campaigns through community detection algorithms.

Meta-AnalysisConsumer AnalyticsBusiness StrategyArticle · Jun 2024
Peer-reviewed article
7
The Future Revolution of Transforming Business Through Sustainable Innovation
2024

Istiaque Mahmud; Mesbah Uddin; Md. Firoz Hossain; Sayer Bin Shafi; et al.

Explores how sustainable innovation is transforming modern business models across industries. Examines the intersection of environmental responsibility, digital disruption, and long-term competitive advantage. Proposes a framework for embedding sustainability at the core of innovation strategy for resilient organizational growth.

Sustainable InnovationBusiness TransformationStrategyArticle · Full-text available · Apr 2024
Full-text available
8
A Cross-Sector Quantitative Study on the Applications of Social Media Analytics in Enhancing Organizational Performance
2023

Istiaque Mahmud; Dipon Das Rahul; Hasan Aqif; Sayer Bin Shafi; et al.

Investigates how social media analytics contributes to organizational performance across five sectors: retail, finance, healthcare, manufacturing, and education. Data from 327 organizations reveals how sentiment analysis and engagement metrics translate into actionable business intelligence and strategic advantage.

Social Media AnalyticsOrganizational PerformanceQuantitative StudyArticle · Sep 2023
Peer-reviewed article
9
The Role of Data Visualization in Business Intelligence: Analyzing Tool Adoption and Decision-Making Outcomes in US Companies
2022

Dipon Das Rahul; Istiaque Mahmud; Hasan Aqif; MD Tariquzzaman; Samia Akter; Faisal Yousuf Osman; Sayer Bin Shafi; Hasan Mahmud Sozib

Examines how US companies leverage Tableau, Power BI, and Elkview within BI frameworks. Analyzes adoption trends, effectiveness in improving decision-making accuracy, and identifies challenges including data integrity and user training. Underscores data visualization as a key strategic differentiator in modern enterprises.

Data VisualizationBusiness IntelligenceDecision MakingArticle · Full-text available · 2022
Full-text available
10
The Digital Transformation of the Banking Industry: Revolution, Challenges and Future Directions
2023

Sayer Bin Shafi; Istiaque Mahmud; Dipon Das Rahul; Hasan Mahmud Sozib

Examines how ICT-driven digital banking is unlocking new financial services and business opportunities. Addresses the challenge of treating digital transformation as a technology-only initiative rather than a customer-first strategy. Proposes an omni-channel, customer-oriented model for banking institutions navigating the digital revolution.

Digital BankingFinTechICT TransformationArticle · 2023
Peer-reviewed article
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